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Negative wallet amount support in a WordPress Wallet Plugin allows users to have a negative balance in their digital wallet. This feature is particularly useful for online stores, membership sites, and digital marketplaces where customers might need to make purchases even if their wallet balance is insufficient.
How It Works in a WordPress Wallet Plugin?
1. User Makes a Purchase – If the wallet balance is insufficient, the system allows the transaction, resulting in a negative balance.2. Merchant Sets a Limit – Admins can define a maximum negative wallet balance to control credit risk.
3. Repayment Mechanism – Users must top up their wallet to cover the negative balance before making new transactions.
4. Automated Notifications – The system can notify users when their balance goes negative and remind them to add funds.
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